J. Russell "Russ" Zerbach Jr., 42, of Panama City, died February 22, 2008 in a local hospital. He was Vice-President of Panama Marine since 1987; he opened the beach store and managed it since 1998. He was a 1987 graduate of the University of North Carolina-Greensboro, where he received a Bachelors degree in Business Management. Russ also loved to play golf. He is survived by his wife, Amy Zerbach, three children, Sarah Elizabeth Zerbach, Hannah Noelle Zerbach and Ryan Joseph Zerbach, father, Joe Zerbach, mother, Dete Barnes and husband Bill, two sisters, Zacki Revell and Nikki Zerbach, aunt, Susie Bunch, uncle, Earl Zerbach and wife, Ann, step-sister, Kimberly Barnes, step-brother, Benjamin Barnes, niece, Faith Revell, step-grandparents, Mert Barnes and wife Carol, Diane Gray and husband Harry and additional family in North Carolina. A memorial service will be held Tuesday at 10 a.m. at Emerald Coast Fellowship with Dr. Bill Montgomery officiating. In lieu of flowers, contributions can be made to the Toys for Kids Foundation, PO Box 989, Lynn Haven, FL 32444 or the Amyloidosis Research Foundation, 7151 North Main Street, Suite 208, Clarkston, MI 48346 in memory of Russ Zerbach.